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Types of Account

TD Direct Investing provide a range of accounts to suit every investing need.

Type of AccountInvestment ChoicesWho is it for?Key BenefitsCosts
TD Trading Account Irish Equities, a wide variety of UK investments (these include Equities, Gilts and Bonds, Investment Trusts, Exchange Traded Funds (ETFs), Warrants and Securitised Derivatives such as Covered Warrants), Turbo's and International Equities. Investors and Traders who not only wish to trade Irish and UK shares but also International Equities and UK Warrants and Securitised Derivatives including Covered Warrants.
  • Direct trading on the Irish and a further 17 International markets including the UK.
  • Trade Covered Warrants long (Call) and short (Put).
  • Potential profits from price rises and falls.
Commissions for International trading are the same as for Irish trades. Trading starting at just €15.00 per online trade. See full rates and charges.
TD Derivatives Trading Derivativess with exposure to Irish, UK, US, European and other International Equities, indices, sectors, commodities and FX. Active traders who wish to place a portion of their assets into high risk investments in exchange for potentially high returns. Please note that losses can be large as well.
  • Low margin requirements.
  • Profit from rising and falling markets by trading long and short.
Commissions are charged for trades depending on the instrument purchased. Read full details of our charging structures.
TD Financial Spread Trading Financial Spread Trades on Irish, UK, US, European and other international equities, indices, sectors, commodities and FX. Active traders who wish to place a portion of their assets into high risk investments in exchange for potentially high returns. Please note that losses can be large as well.
  • Low margin requirements.
  • Profit from rising and falling markets by trading long and short.
  • Currently free of Irish and UK Capital Gains Tax but Tax laws may change.
We do not charge commission, the cost of the service is built into the spread that we offer depending on the instrument.
TD Savings Account Cash. Investors wishing to earn competitive interest rates on uninvested cash.
  • Competitive interest rate. (see rates & charges for full details)
  • No restrictions on withdrawals.
  • Interest accrued daily and paid quarterly.
  • No minimum balance required.
  • Easy transfers and access to your cash.
You can apply for a TD Savings Account free of charge when you open a Trading Account .

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Risks

  • CAPITAL AT RISK: The value of your investments can go down as well as up. You may not get back all the funds that you invest.
  • SAVINGS: Savings accounts are not risk-free. If the rate of inflation is higher than the rate of interest you are receiving, the purchasing power of your money will be reduced.
  • INTERNATIONAL TRADING: The potential for profit or loss from transactions on international markets or in foreign denominated currencies will be affected by fluctuations in exchange rates.
  • CFD/FSB: Leveraged products such as Financial Spread Betting/Contracts for Difference carry a high degree of risk to your capital, consequently losses can quickly and substantially exceed your initial investment. You may lose more than your initial investment and you may also need to make further margin payments. Financial Spread Betting/Contracts for Difference are not suitable for all investors, you should therefore ensure you fully understand the risks involved and seek independent advice if necessary.

The value of your investments can go down as well as up. You may not get back all the funds you invest.

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